Having the right insurance in place to protect your Unoccupied property is essential – Jensten Underwriting can provide you with fast quotes for residential and commercial buildings through our online portal. There are many other steps you can take which can help prevent your property getting damaged during the colder, winter months. Here are some of our top tips:
Move Your Bins
If you have any outside bins then make sure to move them to your garden or avoid leaving them by any windows to deter thieves using them to climb on and get in.
Keeping your garden tidy will give the perception that someone is living in the property or that it is visited regularly.
Lights On A Timer
Placing your lights on a timer as that could deter any potential intruders and give the impression the property is occupied.
Think About Your Pipes
If you are going to be away for a while or the property is permanently unoccupied, make sure that your pipes are not at risk of freezing and that your heating is on a timer. If you have water pipes in the loft, open the hatch so that warm air can circulate and stop pipes from freezing. Check the conditions of your insurance on what you need to do during the winter months to satisfy your insurers requirements.
Collect Your Post
Don’t let post build up, not only is it a sign the property is empty, but it can also be a fire hazard for vandalism.
Check Your Utilities
If you have any running water, electric or gas, you should either turn them off and drain down the various water systems to stop them freezing. If you are leaving the heating on, make sure you check them regularly.
Having someone check on the property on a regular basis allows any issues to be identified quicker and any repair work carried out before damage has occurred. Many insurers will have a requirement that a property is inspected regularly and details recorded in a log.
Please don’t hesitate to get in touch with any of your insurance requirements.