We offer a flexible approach to Commercial Combined policies which allows us to cater for individual clients’ bespoke needs and requirements.
Product benefits include:
- Risks up to a maximum combined material damage/business interruption sum insured of £10m (per location)
- Wide acceptance of trades
- Multiple location risks acceptable
- Material damage policies in isolation are available
- Legal Expenses included in most cases
Who the product is suitable for:
- Commercial business domiciled in the UK wishing to arrange protection for their business assets
- Those whose need cover up to a maximum sum insured of £10m and associated legal liabilities
- Those with established businesses as well as those who have just started
- Those operating out of premises that were built from 1800 onwards
- Those operating out of commercial premises including warehouses and factories
Features & Benefits:
- Wide acceptance of trades
- Flexible underwriting approach to allow for bespoke requirements
- Material Damage policies in isolation are available
- Point of Sale Documentation
- Combined Premiums from £1200
Who the product is not suitable for?
- Policyholders who are not domiciled in Great Britain, Northern Ireland, the Channel Islands of the Isle of Man
- Risks not domiciled in Great Britain, Northern Ireland, the Channel Islands or the Isle of Man
- Private individuals
- Sole traders
- Business operating in high hazard sectors, such as explosives, nuclear, aviation and safety critical automotive
- With a minimum premium of £1000, it is not suitable for micro business, generally with a turnover of less than £500,000
- Grade 1/Category A/Grade A listed properties
