If you have a client with 10 or more properties, simply email the full risk details to propertyowners@jensten.co.uk and we will quote on the details given.
When the policy is incepted, we will enter all the properties onto the website for you within 24 hours to ensure efficiency.
Jensten Underwriting specialises in this area and we have a number of large portfolios on our books. If you need help with a portfolio of properties, do not hesitate to contact our office.
Key features of the product include:
- Trace and access cover at £25,000
- Malicious damage by tenant cover at £20,000
- Illegal activities cover up to £10,000
- 60 days unoccupancy period included (90 days for student tenants)
- Residential, commercial and unoccupied properties covered
- Various tenant types covered
- Blocks of flats covered
- Loss of rent included at 30% of the BSI automatically over 12 months indemnity (increased indemnity period available)
- Property Owners Liability included – different levels of indemnity can be selected
- Legal Expenses available
- Landlords Contents cover available
Acceptable Lets:
- Professional
- Student
- Retired
- Housing Association & Local Authority/Council
- DSS / DSS Referrals
- Unoccupied / Unoccupied pending Sale & non-structural Renovation
- Asylum Seekers
- UK Holiday Homes
- Part Owner Occupied, Part Let properties
- Single Flats/Maisonettes which form part of a larger building
- Purpose Built Flats
- Private Dwellings converted into flats
- Bedsits
Acceptable Trades include:
- Offices
- Shops – including those selling alcohol and tobacco
- Cafés, Restaurant’s and Take-Away’s including those using deep fat fryers
- Bakers
- Guest Houses
- Public Houses & Wine Bars
- Sports Clubs
- Social Clubs
- Commercial Premises with a residential dwelling above provided both are let
