Our versatile General Retail product caters to a wide range of businesses, spanning High Street shops, establishments within Shopping Centres, and Retail Parks. With the capacity to accommodate up to 150 trades, including Beauty Salons and Hairdressers offering various treatments, we provide instant quotes and deliver Point of Sale documentation promptly.
Furthermore, our product extends its coverage to businesses in the Art and Antiques sector, encompassing Art Dealers, Restorers, Galleries, Auctioneers, and other affiliated trades. We offer a tailored wording to align with the unique needs of these businesses.
Jensten Underwriting has established itself as a reliable partner in securing insurance solutions for Retailers. Our collaborative efforts have resulted in negotiated standard minimum terms with A-rated insurers, providing our clients with a robust foundation for their insurance needs:
- Business Interruption – £500,000 (24 months indemnity period)
- Employers Liability – £10,000,000
- Public/Products liability – £2,000,000
- Book Debts – £50,000
- Goods in Transit – £10,000
- Glass – £10,000
- Money – £5,000
Other features of our products include:
- Wide availability of treatment cover for Beauty Salons and Hairdressing
- Legal Costs & Expenses (and Employment Compensation Awards)
- Material Damage providing full perils including Accidental Damage
- Work Away & Exhibition Cover in the UK & EU
Additional cover available for the Art & Antiques trades:
- Cover on stock is on an “All Risks” basis
- Fraud for Forged Cheques/Stolen Credit Cards
- Process Cover
- Defective Title
