Household | Jensten Underwriting

Household

An easy to use, fully comprehensive policy where the premium is rated on the risk factors rather than the sum insured

Together we achieve more.

We asked our brokers what they wanted from a household policy, and we were told a comprehensive bedroom-rated policy. Home Assure is exactly that – an easy to use, fully comprehensive policy where the premium is rated on the risk factors rather than the sum insured provided contents cover doesn’t exceed £75,000 or buildings cover £750,000. 

Cover available

Our wide breadth of cover provides everything you would expect from a comprehensive insurance product and includes such features as: 

  • All usual perils are covered including Subsidence and Accidental Damage 
  • The product provides cover for Contents of £75,000 and Buildings of £750,000 automatically (when that section is selected) 
  • For sums insured above these simply overtype the values and we then rate on the sums insured rather than the bedrooms 

We can also cover:

  • Properties undergoing refurbishment with structural alterations
  • Private homes that contain rooms used for business or professional purposes
  • Full & Limited Perils for Unoccupied Properties, up to £1,000,000 Buildings & £100,000 Contents
  • History of Subsidence, Landslip & Heave
  • Listed, Grade 1/A & Grade II/B
  • Non-standard construction

Tailored Features and Extensions 

We recognise that many households have specific insurable needs so we can extend our policy to offer a wide range of tailored features including: 

  • Hearing aids 
  • Hot tubs 
  • Marquees 
  • Mobility scooters 
  • Fine wines

We’re the underwriting partner you can rely on

Important Notice: Due to a planned upgrade to our telephone system, you may experience issues reaching us by phone on June 27th. We apologise for any inconvenience and appreciate your understanding. If you need to contact us urgently, please get in touch via our contact us page: www.jenstenunderwriting.co.uk/contact-us/

 

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