At Jensten Underwriting, we know brokers value simplicity, speed and certainty when placing Property Owners business. That’s why our product is designed to be flexible, easy to trade and supported by underwriters who are genuinely invested in helping you win more business.
If you’re ever unsure whether a risk fits, need support with a referral or just want to sense-check something, our underwriters are here and ready to talk.
Jensten Underwriting specialises in this area and we have a number of large portfolios on our books. If you have a client with 10 or more properties, simply email the full risk details to propertyowners@jensten.co.uk and we will quote on the details given. When the policy is incepted, we will enter all the properties onto the website for you within 24 hours to ensure efficiency.
KEY FEATURES
- Loss of Rent can be included, often with no extra charge
- Property Owners Liability included – different levels of indemnity can be selected
- Legal Expenses available
- Landlords Contents cover available
- Properties with 100% flat roof can be covered
- All adjustments are Pro-Rata without an Underwriting fee
PROPERTY TYPES
- Residential, commercial & mixed-use property owners
- Multi-location portfolios
- Large mixed-commercial portfolios
- Occupied & unoccupied properties (up to 3 years)
- Non-structural renovations
- HMOs, holiday homes, second homes, AirBnB
BUILDING VALUES
- Listed buildings: Grade II/II*
- Year of build: 1800 onwards
- Up to £15m TSI per location
TENANT TYPES
- Benefit-assisted tenants
- Professionals
- Students
- Retired
- Leaseholder
- Housing Association & Local Authority/Council
- DSS / DSS Referrals
- Unoccupied / Unoccupied pending sale & non-structural renovation
- UK Holiday Homes
- Part Owner Occupied, Part Let properties
- Purpose built flats
- Private dwellings converted into flats
TRADES TYPES include, but not limited to:
- Offices
- Shops – including those selling alcohol and tobacco
- Cafés, Restaurant’s and Take-Away’s including those using deep fat fryers
- Bakers
- Guest Houses
- Public Houses & Wine Bars
- Sports & Social Clubs
- Commercial Premises with a residential dwelling above provided both are let
OWNERSHIP & RESIDENCY
- UK citizens residing in the EU (via UK Managing Agent)
Why choose Jensten Underwriting
- Competitive rates with a wide appetite built from real broker feedback
- Fast, consistent turnaround on quotes and referrals
- Approachable, commercially minded underwriters who work collaboratively with brokers
