Product Spotlights | Jensten Underwriting

Product Spotlights

Over the past year, our team has responded to the changing demands of the market and introduced a number of new products to further enhance our offering. Read more about our key product highlights and product updates below.

New Products from Jensten Underwriting

Business Complete

Our new award-winning Business Complete product is unique in the marketplace. The core covers include Per Capita Liability, Per Capita PI and GIT with the ability to add more covers.It offers you:

  • A flexible modular solution that can be tailored to your customer’s needs
  • Allows multiple quotations without the need to rekey
  • Fast online quotes and point-of-sale documentation
  • Underwriters you can discuss your needs with
  • A-rated capacity


Jensten’s new exclusive Fleet product was developed in response to extensive broker feedback to provide a wide appetite within the core 3-10 vehicle market


For Truck, we offer instant quotes and point of sale documentation for single vehicles from 3.6 tonnes to 44 tonnes. We can also accommodate drivers aged 23 to 69.

Excess of Loss

Launched in April, the new Excess of Loss (XoL) product with coverage across Employers, Public, Products & Pollution Liability. Excess of Loss is suitable for businesses looking for additional liability cover above their primary underlying policy. Features include:

  • Flexible Height and Depth Limits available
  • Excess of loss written in conjunction with the primary insurer
  • Flexible underwriting approach to allow for bespoke requirements
  • Ability to provide extensions for Hazardous Work/Locations, North American Jurisdiction, Asbestos, War, Terrorism & Offshore

Key Products for Your Radar


Our exclusive Household product provides an easy-to-transact, comprehensive household policy. The premium is rated on the risk factors rather than the sum insured provided contents cover doesn’t exceed £75,000 or buildings cover doesn’t exceed £750,000 (and SI rated up to £1.25m BSI available). We can also cover properties undergoing renovations, listed properties and non-standard construction.

Property Owners

Property Owners Insurance through Jensten Underwriting offers a range of great features and comes with in-built flexibility:

  • 30% loss of rent included as standard
  • £10,000 of illegal activities cover provided
  • £25,000 of trace and access cover as standard
  • £20,000 of malicious damage by tenant cover as standard
  • Mixed portfolios with no maximum number of properties
  • Blocks of flats (in a resident’s association) – up to 30 in a block with concrete floors
  • A range of commercial and residential tenant types acceptable, including student, housing association, HMOs, and holiday lets

Commercial Combined

With flexible bespoke quotes, all looked at manually by an experienced Underwriter, risks up to £10m MD/BI sum insured per location, and premiums from £1,000 plus IPT, we can assist with your clients’ commercial combined insurance needs. Visit our website for more information.

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